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Current accounts

Comprehensive current accounts for individuals were initially introduced in Russia in autumn 2009 as part of the deposit program. They allow customers to manage their deposits and loan products more effectively. Current accounts provide Home Credit the opportunity to effectively identify the needs and behavior of their clients and thus offer a more tailored service and the most appropriate well selected products. Customers can open and manage their accounts using Home Credit branches as well as via the internet banking application (available in selected countries). Since Home Credit Group remains the lending-centric retail financial company, the current accounts have been developed as a complementary product in selected countries with the aim to increase performance in our core business area.

Typical distribution channels:

• bank branches
• “salary projects” (agreements with employers)

Distribution channels may vary in individual countries.