Home Credit B.V. / About us /

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Our history

Since 1997 Home Credit Group (Home Credit B.V. and its subsidiaries) has rapidly established itself as a market leader in consumer finance, entering attractive and high growth markets ahead of its competitors, focusing on the key growth regions of CEE, Russia and CIS.

In this comparatively short period of time, the Group has grown substantially through organic growth as well as by making strategic acquisitions and rebranding locally established businesses. The Group has estimated ~30% share in the key markets of Russia, the Czech Republic, Slovakia (as well as the same share in Kazakhstan where the Group has a minority stake in the Home Credit business) and a total of 4.5 million active clients^* (as of 31 December 2011).

As of end 2011, the Group is active in retail lending markets of the Czech Republic, Slovakia, Russia, Belarus and also in Kazakhstan.

After the Group’s initial formation by PPF Group in 1997, it has grown exponentially in a series of corporate developments and milestones as detailed below.

^* Management data - excludes Kazakhstan due to minority share position. Kazakhstan is not consolidated as Home Credit B.V. has a 9.9%interest in JSC Home Credit Bank in Kazakhstan and results may change if consolidated.

Home Credit Group´s key corporate milestones